Luminor Bloom. You can earn more with us.
A new card with dedicated app for your everyday banking. Easy onboarding, 3% cashback at Rimi, 3% yearly interest rate for savings account for savings transferred to Luminor and no monthly fees with digital card - created so that you can earn more. Available to all - no matter where you bank.
Daily banking with more benefits
Get 3% cashback on all RIMI purchases
- Up to €30 per month across the Baltics
Free account, payments and cash withdrawals
- No monthly maintenance fee
- Free Euro payments across the EU/EEA
- Free cash withdrawals at Luminor ATMs
Earn 3% annual interest on your savings
- Interest calculated daily
- No account maintenance fees
- Add or withdraw money instantly whenever you need
Choose a digital or physical card
- Free digital card available instantly
- Physical card – for just €2 per month, starting from 2nd month
Luminor Bloom savings account. Enjoy 3% annual interest on newly transferred savings.
Grow your savings while retaining complete flexibility. Everything on top of your total account balance compared with your total balance on 15 September 2026 in Luminor Bank, is eligible for the Saving account campaign offer from a 3% promotional annual interest rate. The remaining amount earns 1.5% interest per year. Your money is always available, with no monthly fee and no withdrawal restrictions. For more details and eligibility requirements, see the campaign rules.
3% Cashback at RIMI
Pay with your Luminor Bloom card at Rimi and get 3% cashback on your purchases. Your Luminor Bloom app shows your cashback grow in real time, so you can easily keep track of what you've collected throughout the month. At the beginning of the next month, your total cashback, up to 30 euros, is automatically added to your card account. The offer applies to card payments in Rimi stores and the e store.
One Luminor Bloom. Two ways to pay.
Complete your Luminor Bloom experience with a physical card. Order it anytime and enjoy the same Luminor Bloom benefits. The monthly fee is EUR 2.00. To order, simply log in to the Luminor Bloom app, go to the Cards section, tap the + symbol, and choose Order physical card. For added security, your card details are now available exclusively in the app. You can view your full card number and CVV anytime in the app.
Start your journey with Luminor Bloom
Download the Luminor Bloom app
From App Store or Google Play
Verify your identity
Quick onboarding with Smart ID or eParaksts mobile
Start paying instantly
Use your virtual card for payments
Frequently asked questions
Everything you need to know about Luminor Bloom.
With Luminor Bloom, you get the essentials right from day one.
You can complete the onboarding remotely in just a few minutes, open a current account, and receive a digital Luminor Bloom card instantly, all at no extra cost.
Plus, when you use your Luminor Bloom card for purchases at any Rimi store across the Baltics and online, you can earn 3% cashback (up to 30 EUR/month).
We will add more banking products and offers to Luminor Bloom over time. If you give us marketing consent in your Luminor Bloom, we’ll notify you as soon as new products become available.
Not yet. Luminor Bloom currently focuses on essential everyday banking – a digital card, an account, payments, and ATM withdrawals.
We will add more banking products and offers to Luminor Bloom over time. If you give us marketing consent in Luminor Bloom, we’ll notify you as soon as new products become available.
Luminor Bloom is a standalone solution, so please continue to use the Luminor banking app to manage your existing accounts, products and services.
Luminor Bloom is completely free of charge and includes a current account, a digital Luminor Bloom card, payments, and cash withdrawals at Luminor ATMs across the Baltics – all at no cost.
Yes, the Luminor banking app and Luminor Bloom are two separate solutions.
You can use both on the same device, but they aren’t connected. This means that products you already use in the Luminor banking app, such as a Luminor Black card, loans, mortgage details or others, are not visible in Luminor Bloom.
We will be adding more banking products and offers to Luminor Bloom over time. If you give us marketing consent in your Luminor Bloom app, we’ll notify you as soon as new products or features become available.
Start with Luminor Bloom today
Open your account in minutes and enjoy everyday banking with no fees and built-in rewards. Download, sign up, and start right away.
